I suppose the sad and truthful answer is that you don't go. Which I believe is all Invsims (and EB for that matter) was trying to point out.What happens when you can't afford to join due to no job?
I have massive gaps in most of my windows in the house, I don't have the money to replace them and coming up to winter it ain't going to be pleasant. My last car I had to run until 180,000 miles because I didn't have the money to replace it either. I could go on.
I (wife enforced to be fair) have a strict policy that if I can't afford it, I don't have/do it. Simple as that really. But that's our choice.
And I think I'm the last person in Norfolk to still have a CRT TV in the lounge!
I think everyone needs to chill!